Stake your USD (USDC) and earn up to 5.19% annually
Grow your savings with secure, flexible on-chain yield. Secure. Convenient. No lockups.

How does it work?
Add funds and stake
Deposit your USDC and start earning instantly.

We find the best opportunities
We allocate your funds to the most secure and reliable DeFi protocols available

Automatic rebalancing
Your staking is continuously optimized to maximize your earning potential.

Claim your earnings anytime
Withdraw or compound your rewards whenever you want.

Why stake with Wigwam?
1. Earnings that grow in real time
Every second counts. With faster compounding than traditional or neo banks, your money never stops working.

2. Your money moves. You stay at ease
Wigwam continuously rebalances across chains and secure protocols to optimize yield — quietly, automatically, always on.

3. No locks. No minimums. Instant access
Stake any amount with no lockup periods. Start earning the moment your tokens are staked.

4. Security that matters
Wigwam is a self-custodial solution — only you control your funds. No risk of account freezes or restrictions. Your crypto is protected with advanced MPC security technology.

5. No KYC. No limits
Because Wigwam is self-custodial, we don’t require KYC. There are no limits on staking, holding, or withdrawing your crypto.

6. Loyalty rewards
Earn reward points for buying, trading, or staking inside Wigwam. Redeem points for exclusive rewards.

7. Trade with comfort
Swap any token using advanced routing that finds the best available rates across liquidity sources.

8. Buy & withdraw with fiat
Buy crypto with your local currency or withdraw directly to your debit card.

What is on-chain staking?
On-chain staking is the process of depositing your cryptocurrency directly into blockchain-based DeFi protocols. Your tokens are used either to help secure networks, provide liquidity for trading, or support lending markets. In return, you earn rewards and commissions generated by these protocols.
Your tokens are stored in your self-custodial crypto wallet. When you stake them, the funds are locked inside smart contracts of selected DeFi protocols. Because the wallet is self-custodial, only you control access to your funds. Only you can deposit or withdraw tokens from these smart contracts.
Once your tokens are deposited, they may be added to liquidity pools on decentralized exchanges, where trading activity generates commissions for liquidity providers. They may also be used in lending protocols, where borrowers pay interest to use the funds.
All earned commissions and interest are automatically added to your deposit. You can add or withdraw your tokens at any time.
In lending protocols, borrowers must provide collateral. If they fail to repay, the collateral is liquidated and returned to liquidity providers.
At launch, we use the Solana blockchain, chosen for its reliability, speed, and strong adoption in the crypto ecosystem.
Earnings depend on the token you stake, the protocol you choose, and market conditions. At launch, you can stake USDC with returns starting from 5%+ APY.
Over time, we plan to add more tokens such as USDT, ETH, BTC, SOL, and additional strategies that may offer different earning opportunities.
No. At the moment, there are no lock-up periods. You can deposit or withdraw your tokens at any time and earn rewards only while your funds are staked.
Protection is based on a self-custodial, decentralized infrastructure. Only you control your wallet and your funds, and smart contracts allow withdrawals only by the wallet owner.
The most important security step is safely storing your wallet backup and recovery information. If this information is lost, access to the funds cannot be restored.
Wigwam uses advanced MPC-based security to protect user funds. Our team carefully selects reliable DeFi staking options and conducts independent security reviews before adding them to the wallet.
We have more than three years of experience in the crypto industry and are part of the broader CEX.IO ecosystem. Wigwam is designed to be simple and accessible, helping even non-crypto users enter Web3 and use DeFi earning tools with confidence.
Despite strong security measures, some risks still exist. The most important risk is losing access to your wallet due to forgotten passwords or missing backups. Because the wallet is self-custodial, only you control access to it.
Other general crypto risks include market volatility and smart-contract risk. Even audited smart contracts carry a small possibility of bugs or exploits.